0% interest. Nothing upfront.
$15,000 for energy-efficient upgrades.
The NSW Government's Home Energy Saver scheme lends eligible households up to $15,000 at zero interest to install eligible energy-efficient upgrades, including hot water heat pumps and air conditioning systems. As an accredited supplier, we set up your loan application with our finance partner — you pay nothing upfront and start saving from day one.
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Up to $15,000 at 0% interest — no fees
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Income limit $210,000 — most households qualify
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We set up your 0% loan application — you finish in minutes
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Accredited supplier · NETCC Approved
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Up to 10 years to repay — nothing upfront
What's on offer
A government-backed way to upgrade your home's efficiency.
$15,000
0% interest loan
Borrow up to $15,000 at zero interest, with no fees, repaid over up to 10 years. Income limit $210,000 — most households qualify.
$4,000
Discount (coming soon)
Only for households with a combined income under $80,000 or an eligible concession card. Most working families won't qualify — but you can still access the full $15,000 at 0% interest.
We help
We set up your loan
You can't apply to the lender directly — applications must be completed through an accredited supplier. We're accredited, so we prepare your application and send you a pre-filled link. You complete the final details, and the finance provider handles the approval process.
Am I eligible?
Most NSW homeowners qualify
In NSW
Your home is located in New South Wales.
You own it
Owner-occupier or landlord.
Income up to $210k
Combined household income.
Citizen or PR
Australian citizen or permanent resident.
You provide a few details, including proof of income and home ownership, and the finance provider completes the eligibility and responsible lending assessment.
How it works
From quote to installation — we guide you every step of the way
Step One
Get your free quote
Tell us about your home and the upgrade you're considering. Whether you're replacing an old hot water system or upgrading your air conditioning, we'll recommend the right solution and provide a detailed, no-obligation quote.
Step Two
We set up your 0% loan
As an accredited supplier, we prepare your Home Energy Saver application with our NSW Government finance partner and send you a pre-filled link. You complete your details, and the finance provider carries out the eligibility and credit assessment.
Step Three
We install
Once approved, our licensed team completes your installation and manages the required paperwork, ensuring the process is straightforward from start to finish.
Step Four
Repay over time — nothing upfront
Repay your loan over up to 10 years at 0% interest while enjoying lower running costs and improved energy efficiency from day one.
